Log in seconds
Expense, income or transfer: amount, category, account, done. The log button is always within reach.
Coming soon · built by Octo
Organize your finances, yours and your family's.
Oito Finance will show how much comes in, how much goes out and how much will be left at the end of the month, already counting the credit card bill and the bills still to pay. You will log an expense in seconds on your phone and see everything organized by account, by person and by category.
- On your phone and computer
- Nothing to download from an app store
Oito FinanceA
Good afternoon, Ana · Thu, Oct 22
Family projected balance
$1,115.92
after paying the card and the rest of this month's bills
Balance in accounts today$1,377.52
Credit card bill-$141.60
Still to pay-$120.00
October 2026
Income$1,440.00
Expenses$204.08
How it works
The whole month on one screen, no spreadsheet.
You will add your accounts and the people in your household, then log what comes in and what goes out. Oito Finance does the math: card bills, installments, fixed bills and what will be left.
Multiple accounts, multiple people
You will create the accounts you have, such as checking, savings, wallet and credit card, and add the people in your household. Each entry will show whose it is.
Credit cards and bills
An installment purchase lands on the right bill. You see how much is already on the bill, when it closes and when it is due.
Debts and installments
Loans and installment plans showing what is left, with early payment of installments and due-date changes.
Fixed bills and subscriptions
Rent, electricity, internet and streaming stay on file and show up each month as due until you mark them paid.
What will be left
The projected balance subtracts the card bill and what is still to pay. Transfers between accounts and card bill payments are never counted as spending twice. And there is a forecast for the next 12 months.
Charts and limits
See where the money goes in each category and set a spending cap for each one.
Family split
Oito Finance will have split rules for the people in the household, to divide the month's surplus among them and a reserve.
Savings and investments
Keep track of what you have saved. The savings box shows the return calculated from the CDI rate.
The screens
Made for your phone.
Large text, easy-to-tap buttons and logging always one tap away.
Oito FinanceA
October 2026
Income$1,440.00
Expenses$204.08
GroceriesFood · Checking-$62.48
PharmacyHealth · Card-$11.60
SalaryIncome · Checking$1,440.00
InternetSubscriptions · Card-$22.00
GasTransportation · Card-$40.00
Language course 2/6Education · Card-$68.00
Oito FinanceA
Log
ExpenseIncomeTransfer
$9.18
DescriptionBakery
CategoryFood
AccountCredit card
WhoseBruno
Log
Oito FinanceA
Spending by category
Food limit
Used $62.48 of $16039%
Illustrative screens, with fictional people and amounts.
Built by Octo
Built by Octo, with a person in charge.
Oito Finance was built by Octo, Oito's AI product: discovery, database, security, development, review and release, with a person deciding every step. The first version went from request to live in a single afternoon.
Want a system like this for your company?
Meet Octo
The same Octo that built Oito Finance works on Oito's client projects.
Coming soon
Get notified at launch.
Oito Finance is in the works. Leave your contact details and we will let you know when it opens.
Oito Finance
What it will include:
- Multiple accounts and the people in your household
- Credit cards, bills, debts and installments
- Fixed bills, forecast and charts
- On your phone and computer
On your phone
A shortcut on your home screen, like an app.
Nothing to download from an app store. After opening Oito Finance in your browser, add a shortcut to your home screen and open it with one tap.
Which phone do you have?
- Open Oito Finance in Chrome.
- Tap the three dots ⋮ in the top corner.
- Tap Install app or Add to Home screen.
- Confirm. The icon shows up with your other apps.
- Open Oito Finance in Safari.
- Tap Share, the square with an arrow pointing up. If you don't see it, tap the three dots ⋯ first.
- Scroll down the list and tap Add to Home Screen.
- Tap Add. The icon shows up on your home screen.
FAQ
Common questions
When will Oito Finance be ready?
It is in the works. Leave your contact details and we will let you know as soon as it opens.
Do I need to install anything?
No. It runs in the browser on your phone or computer. On your phone, you can add a shortcut to your home screen and open it like an app.
Does it work for the whole family?
Yes. You will add the people in your household and each person's accounts, and each entry will show whose it is. It will also work if you only want to organize your own finances.
Is my data safe?
Passwords are stored encrypted, access is locked after several failed attempts and the connection is protected. Each family will see only its own data.
Can I export my data to a spreadsheet?
Spreadsheet export is planned for after launch.
Have another question? Talk to Oito.